We’re Worth The Trip!

Fair & Transparent Collateral Loans

If you need short-term financial assistance, we offer straightforward, non-recourse collateral loans based on the value of your item. The process is simple, confidential, and typically completed in minutes.

What to Expect

  • Your items remain secured and insured while in our care
  • Clear loan terms and interest rates explained before you decide
  • No credit checks
  • No hidden or additional fees

Shop Pre-Owned & Estate Jewellery

We carry a curated selection of pre-owned and estate jewellery, including:

  • Engagement rings
  • Diamond and gemstone rings
  • Gold and silver jewellery
  • Watches
  • Pendants, chains, and more

Every piece is assessed for quality and offered at fair market pricing.


On-Site Jewellery Repairs & Custom Goldsmith Work

Our professional goldsmiths are available on-site to assist with:

  • Ring sizing
  • Chain and clasp repairs
  • Stone setting and tightening
  • Jewellery cleaning and restoration
  • Custom design work

Whether repairing a treasured piece or creating something new, our team provides careful workmanship.

Explore Our Full Range of Retail Items

Along with jewellery, we offer rotating inventory of:

  • Electronics
  • Musical instruments
  • Tools
  • Sporting goods
  • Collectibles

Our selection changes regularly, with items inspected before being placed for sale.

Why Generations Have Chosen Royal City Jewellers & Loans

We offer competitive, government-regulated interest rates explained clearly every time.

Simple and efficient process — most loans are completed promptly.

No Hidden Fees

We do not charge any extra fees. Your items are insured while in our care. We offer loan renewals and reductions.

Security

Our alarm system is the most technologically advanced system available, and all jewellery is stored in a UL-rated fire-safe vault. We are also located next door to the New Westminster Police Department.

Reputation

We are a member of the National Pawnbrokers Association, the New Westminster Chamber of Commerce, and are a founding member of the B.C. Pawnbrokers Association.

Features & Specials

Discover featured pre-owned and estate jewellery, watches, and unique retail items. Our inventory changes often, offering quality pieces at fair, accessible prices.

What Our Customers Are Saying

Real reviews from customers who have visited us for jewellery, repairs, and collateral loan services.

  • First Class Business! One of the good ones!

    They greet you with a friendly hello, treat you with respect, and remember who you are. Great deals on clean, working items, no junk.
    Siuco Harley
  • Absolutely the best pawn shop in New Westminster!

    I highly recommend these people. This is the best pawn shop I’ll ever go to keep up the great work!
    Oliver Maciejczyk
  • Fast service, great location!

    Now you can pay loans back by e-transfer.
    5 STARS ALL THE WAY.
    Pum-Kyn Choi