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All loans offered by Royal City Jewellers are good for a term of three (3) months. Interest is charged at 5% per month or part of a month, simple interest. Before coming in for a loan, we recommend reviewing our complete Loans Policy.

View Loans Policy

We accept the following categories of items as collateral for your pawn lawn provided that they are clean and presentable with serial number intact and legible if applicable. We also buy any of these accepted items.

  • Jewellery
  • Electronics
  • Musical Instruments
  • Tools & Equipment
  • Sporting Goods & Miscellaneous

NOTE: We reserve the right to refuse any item.

View Accepted Items

Royal City Jewellers only accepts payments via the following methods:

  • Cash
  • Debit
  • Money Order
  • Interac E-Transfers

If you are unable to make your payments, we offer extensions and renewals.

View Payment Options

How It Works

1.

Bring in Your Items

Bring in any item of value. Be sure to remember a valid government-issued photo I.D. You must be 19 or older. There are no credit checks and your loan is confidential.

2.

Leave with Cash

We’ll evaluate your item and offer you a loan. No extra service charges. We then hold your item and you leave with cash.

3.

Pay Your Loan Balance

Pay your balance and pick up your items. We charge the lowest interest rate in Canada bar none. For greater flexibility, we offer extensions and renewals.